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PACE FINANCING


Upgrade your home. Upgrade your happiness.

Solar financing

Invest in the future while reducing your energy bills with solar.

HVAC financing

Keep your cool with flexible HVAC financing.

Storm windows & doors

Be prepared for hurricanes with your new impact windows.

Roof financing

Get your new roof fast without compromising on quality.

What is PACE financing?

Property Assessed Clean Energy, or PACE financing, is an innovative way to pay for upgrades to your home. With PACE financing, you pay for critical home upgrades over time, as part of your property taxes. Qualification for PACE is based on the equity in your home, not your credit score. With same-day approvals, flexible repayment terms, and access to trusted home improvement contractors, PACE financing is a great way to pay for important home renovations.

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Why choose PACE Funding?

You shouldn’t need perfect credit or a giant bank account to have a comfortable, safe, and efficient home. Our PACE financing program has helped thousands of homeowners afford to upgrade.
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Enjoy 100% financing

PACE Funding will finance 100% of your project, up to 20% of the value of your home.1

Work with trusted contractors

When you work with a PACE Funding approved contractor, they only get paid when you’re 100% satisfied.

Approval is quick and simple

PACE financing is based on your ability to pay, NOT on your credit score.

Pay over long term

PACE Funding offers terms up to 30 years, to help keep payments affordable.2

Discover how easy it is to finance with PACE.

See how PACE lets you leverage the value of your home to make a wide range of safety and energy improvement — without needing perfect credit.

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PACE-certified contractors meeting with clients

Gain peace of mind with a PACE-certified contractor.

Becoming an authorized PACE contractor requires that they:

  • Are licensed and insured.
  • Have good customer reviews.
  • Complete their PACE Funding education course.
  • Don’t get paid until we have your written and verbal confirmation that the project is complete.
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Homeowners love PACE financing!

Over 280 thousand homes upgraded3

Over $6.3 billion in PACE financing3

Over 112 thousand jobs created3


  1. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

  2. 30 year repayment terms are not available for all project types. Repayment terms are determined by estimated useful life of the product and manufacturer product warranty period. Repayment term options may vary by state. Not all term options are available in all starters Term options are subject to change at any time. 

  3. Total residential PACE market data representing all PACE provides: https://www.pacenation.org/pace-market-data/

Approved in multiple states and over 850 communities

PACE Funding projects include heating and air conditioning, solar, roofing, storm windows and doors, water and plumbing, landscape, lighting, insulation, electrical, and more, depending on state and local statutes.

Click a state below to confirm PACE financing is available in your area.

California

pace program in california state

Florida

pace program in florida state

Missouri

pace program in missouri state

See if PACE financing is available for your home.

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